Free Tool

Optimize your card spend.

Enter the cards you already have. See exactly which card to use for each spending category and how many points you are leaving on the table.

Add your cards

Select from the list or type your card name. Add as many as you have.

No cards added yet

Your monthly spending

Enter your average monthly spend per category and which card you currently use for each.

Category Monthly Spend Card you use now

Here is what you are leaving behind.

Category by category breakdown

Category Spend Current card Best card Points/yr Cash value/yr Gap

Summary

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